Business Insurance

Life insurance can be used for many business purposes.  Life and disability insurance can be used to fund a Buy-Sell agreements between the owners of a business so there is the necessary funds to complete the sale when ever necessary.


It can be used to increase the benefits of a pension for select employees. It can be used to help fund the replacement costs of a key employee who have left employment. Life insurance can be used to give additional benefits to key employees. 


Life Insurance can be used to defer compensation to key employees to retain their services with the firm.

Group Insurance

Group insurance is for employees of a ongoing business.  It can include Life Insurance, Short Term Disability Insurance, Long Term Disability Insurance, Medical Insurance, Long Term Care Insurance.  These can be paid entirely by the employer or part by the employer and employee.  Employee dependents may also be included in the program.